Investor Relations
Annual Report
| Details | Enclosures |
|---|---|
| Annual Report FY 2024-2025 |  Download |
| Annual Report FY 2023-2024 | Download |
| Annual Report FY 2022-2023 | Download |
| Annual Report FY 2021-2022 | Download |
| Annual Report FY 2020-2021 | Download |
| Annual Report FY 2019-2020 | Download |
| Annual Report FY 2018 – 2019 | Download |
| Annual Report FY 2017 – 2018 | Download |
| Annual Report FY 2016 – 2017 | Download |
| Annual Report FY 2015-2016 | Download |
| Annual Report FY 2014-2015 | Download |
| Annual Report FY 2013-2014 | Download |
| Annual Report FY 2012-2013 | Download |
| Annual Report FY 2011- 2012 | Download |
| Annual Report FY 2010-2011 | Download |
| Annual Report FY 2009-2010 | Download |
Financials
2025-2026
2024-2025
2023-2024
2022-2023
Rating & Grading
Chaitanya’s performance has been rated majorly as stable based on the following parameters by reputed Rating and Grading agencies.
| Rating Instrument | Rating Agency | Rating and Grading |
|---|---|---|
| Bank Facilities | India Ratings and Research | IND A/Rating Watch with Developing Implications |
| CRISIL Ratings | CRISIL AA- | |
| CARE Ratings Limited | CARE AA- Stable | |
| Long-term Debt Instruments | India Ratings and Research | IND A/Rating Watch with Developing Implications |
| CRISIL Ratings | CRISIL AA- | |
| CARE Ratings Limited | CARE A (CE) Stable | |
| Subordinated Debt | India Ratings & Research | IND A/Rating Watch with Developing Implications |
| Market Linked Debenture | India Ratings and Research | IND PP-MLDAemr/Rating Watch with Developing Implications |
| Commercial Paper Programme | India Ratings and Research | IND A1/Rating Watch with Developing Implication |
| CARE Ratings Limited | CARE A1+ | |
| Comprehensive Microfinance Grading (Institutional Gradings & Code of Conduct Assessment) | The SME Rating Agency (SMERA) | M1C1 |
| Gold Level Client Protection Certification (according to the new Client Protection Certification Framework promoted by SPTF and CERISE | M-CRIL inclusive microeconomics | Gold |
Annual Return
| Details | Enclosures |
|---|---|
| Annual Return MGT-7 FY 2024-25 | Download |
| Annual Return MGT-7 FY 2023-24 | Download |
| Annual Return MGT-7 FY 2022-23 | Download |
| Annual Return MGT-7 FY 2021-22 | Download |
| Annual Return MGT-7 FY 2020-21 | Download |
| Annual Return MGT-7 FY 2019-20 | Download |
| Annual Return MGT-7 FY 2018-19 | Download |
| Annual Return MGT-7 FY 2017-18 | Download |
Notices
Board Meeting Notices
| Details | Enclosures |
|---|---|
| Board Meeting Notice Q4 – 2025-26 | Download |
| Board Meeting Notice Q3 – 2025-26 | Download |
| Board Meeting Notice Q2 – 2025-26 | Download |
| Board Meeting Notice Q1 – 2025-26 | Download |
| Board Meeting Notice Q4 – 2024-25 | Download |
| Board Meeting Notice Q3 – 2024-25 | Download |
| Board Meeting Notice Q2 – 2024-25 | Download |
| Board Meeting Notice Q1 – 2024-25 | Download |
| Board Meeting Notice Q4 – 2023-24 | Download |
| Board Meeting Notice Q3 – 2023-24 | Download |
| Board Meeting Notice Q2 – 2023-24 | Download |
| Board Meeting Notice Q1 – 2023-24 | Download |
| Board Meeting Notice Q1 – 2023-24 (Revised Date) | Download |
| Board Meeting Notice Q4 – 2022-23 | Download |
| Board Meeting Notice Q3 – 2022-23 | Download |
| Board Meeting Notice Q2 – 2022-23 | Download |
| Board Meeting Notice Q1 – 2022-23 | Download |
| Board Meeting Notice Q4 – 2021-22 | Download |
| Board Meeting Notice Q3 – 2021-22 | Download |
| Board Meeting Notice Q2 – 2021-22 | Download |
| Board Meeting Notice Q1 – 2021-22 | Download |
General Notices
| Details | Enclosures |
|---|---|
| First EGM Notice FY 2025-26 | Download |
| First EGM Notice FY2023-24 | Download |
| Second EGM Notice – FY 2023-24 | Download |
| First EGM Notice FY2022-23 | Download |
| Second EGM Notice FY2022-23 | Download |
| Third EGM Notice FY2022-23 | Download |
| First EGM Notice FY2021-22 | Download |
| First EGM Notice FY2020-21 | Download |
| Second EGM Notice FY2020-21 | Download |
| Third EGM Notice FY2020-21 | Download |
| First EGM Notice FY2019-20 | Download |
| Second EGM Notice FY2019-20 | Download |
| First EGM Notice FY2018-19 | Download |
| First EGM Notice FY2017-18 | Download |
| First EGM Notice FY2016-17 | Download |
| Eight AGM Notice | Download |
| Eleventh AGM Notice | Download |
| Fifteenth AGM Notice | Download |
| Fourteenth AGM Notice | Download |
| Ninth AGM Notice | Download |
| Seventh AGM Notice | Download |
| Sixteenth AGM Notice | Download |
| Tenth AGM Notice | Download |
| Thirteenth AGM Notice | Download |
| Twelfth AGM Notice | Download |
MLD Valuation
2022
June
May
April
March
February
2021
December
November
October
September
August
July
June
May
April
March
Stock Exchange Intimations
2026
January
February
| Details | Enclosures |
|---|---|
| Intimation pursuant to Regulation 57 (1) of Securities and Exchange Board of India | Download |
| Certificate Pursuant to Regulation 57(1) of Securities and Exchange Board of India | Download |
| Reg 57(1) Intimation of Payment of Interest | Download |
| Regulation 57(1) Intimation of Payment of Interest | Download |
| Outcome of BM signed | Download |
| Material Deviation | Download |
| Unmodified Opinion | Download |
| Annexure C Security Cover Certificate signed | Download |
March
| Details | Enclosures |
|---|---|
| Reg 57(1) Intimation of Payment of Interest 7181 Feb 26 | Download |
2025
January
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Payment of Payment of Interest & Principal (Partial Redemption) | Download |
| Regulation 13 – Investor Complaint | Download |
| Regulation 57 (1) – Intimation of Payment of Interest | Download |
February
| Details | Enclosures |
|---|---|
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 51 – Intimation of Price Sensitive Information (CCI Approval for Combinations) | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 52(3) – Declaration of Unmodified Opinion | Download |
| Regulation 52(7) & 52(7A) – Statement of the utilization of issue proceeds and statement of deviation/variation in the use of issue proceeds | Download |
| Regulation 54 – Asset Cover Certificate | Download |
| Regulation 52 – Financial Results for period ended December 31, 2024 | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 51 – Intimation of Price Sensitive Information | Download |
| Regulation 50(1) – Prior Intimation about the Board Meeting | Download |
March
| Details | Enclosures |
|---|---|
| Closure of Trading Window | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 51(2) – Intimation of Appointment of CFO | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
April
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 51(2) – Intimation of Resignation of CRO | Download |
| Regulation 13 – Investor Complaint | Download |
| Half Yearly Statement of Debt Securities as on March 31, 2025 | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Statement of Debt Securities for the Half Year ended 31st March 2025 | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
May
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 54 – Asset Cover Certificate | Download |
| Regulation 52(7) & 52(7A) – Statement of the utilization of issue proceeds and statement of deviation/variation in the use of issue proceeds | Download |
| Regulation 52(3) – Declaration of Unmodified Opinion | Download |
| Regulation 51(2) – Outcome of Board Meeting | Download |
| Regulation 50(1) – Prior Intimation about the Board Meeting | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
June
July
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 13 – Investor Complaint | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 50(2) – Intimation of Meeting of Unsecured Non-Convertible Debenture Holders | Download |
| Regulation 50(2) – Intimation of Meeting of Secured Non-Convertible Debenture Holders | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
August
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation Payment of Interest | Download |
| Regulation 54 – Security Cover Certificate | Download |
| Regulation 52(7) & 52(7A) – Statement of the utilization of issue proceeds and statement of deviation/variation in the use of issue proceeds | Download |
| Regulation 52(3) – Declaration of Unmodified Opinion | Download |
| Regulation 51(2) – Outcome of Board Meeting | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 50(1) – Prior Intimation about the Board Meeting | Download |
September
| Details | Enclosures |
|---|---|
| Regulation 51 – Proceeding of 16th AGM | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Closure of Trading Window | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 50(2) – Intimation of 16th Annual General Meeting (AGM) | Download |
| Regulation 53(2) – Intimation of Annual Report | Download |
| Regulation 51 – Intimation of Price Sensentive Information (RBI Approval for Amalgamation) | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
October
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Half Yearly Statement of Debt Securities as on September 30, 2025 | Download |
| Regulation 13 – Investor Complaint | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date (December) | Download |
| Regulation 60(2) – Intimation of Record Date (November) | Download |
| Regulation 60(2) – Intimation of Record Date (October) | Download |
November
| Details | Enclosures |
|---|---|
| Regulation 51(2) – Change in Designation of Director | Download |
| Regulation 52(7) & 52(7A) – Statement of the utilization of issue proceeds and statement of deviation/variation in the use of issue proceeds | Download |
| Regulation 52(3) – Declaration of Unmodified Opinion | Download |
| Regulation 54 – Security Cover Certificate | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 51(2) – Outcome of the Board Meeting | Download |
| Regulation 50(1) – Prior Intimation of the Board Meeting | Download |
December
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 51(2) – Reappointment of Independent Director | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Record Date Intimation Jan 2026 | Download |
| Record Date Intimation Feb 2026 | Download |
| Record Date Intimation Mar 2026 | Download |
2024
January
| Details | Enclosures |
|---|---|
| Regulation 57 (1) – Payment of Interest | Download |
| Regulation 57 (1) – Payment of Interest | Download |
| Regulation 60 (2) – Intimation of Record date | Download |
| Regulation 51 – Redemption of CP | Download |
| Regulation 57(1) – Redemption of CP | Download |
| Regulation 51 – Redemption of CP | Download |
| Regulation 57(1) – Redemption of CP | Download |
| Regulation 60 – Revision in Record Date (CP) | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 52 – ALM Statement | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 51 – Certificate from CFO | Download |
| Regulation 60 – Record date ( CP) | Download |
| Regulation 13 – Investor Complaint | Download |
February
| Details | Enclosures |
|---|---|
| Regulation 57(1)- Payment of Interest | Download |
| Regulation 52 – Financial Results – December 2023 | Download |
| Regulation 52 (7) – Statement of Material Deviation – December 2023 | Download |
| Regulation 54 – Asset Cover Certificate – December 2023 | Download |
| Regulation 51(2) – Outcome of Board Meeting | Download |
| ALM Statement- January 2024 | Download |
| Regulation 57 (1) – Payment of Interest | Download |
| Regulation 50 (1) – Prior Intimation of Board Meeting | Download |
March
April
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 51 – Intimation on Resignation of CS and CCO | Download |
| Half yearly Statement of Debt Securities as on March 31, 2024 | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 61(4) – Compliance Certificate by PCS | Download |
| Regulation 7(3) – Compliance Certificate | Download |
| Regulation 13 – Investor Complaint | Download |
May
| Details | Enclosures |
|---|---|
| Regulation 57(1)- Payment of Interest | Download |
| Regulation 60 – Record Date | Download |
| Regulation 51(2) – Appointment of Company Secretary & Compliance Officer | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Declaration – Large Corporate Borrowers | Download |
| Regulation 52(7) & 52(7A) – Statement of Material Deviation – Mar 24 | Download |
| Regulation 54 – Asset Cover Certificate – Mar 24 | Download |
| Unmodified Opinion – Mar 24 | Download |
| Regulation 52 – Financial Results – Mar 24 | Download |
| Regulation 51(2) – Outcome of Board Meeting | Download |
| Regulation 50(1) – Prior Intimation of Board Meeting | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 57(1) – Payment of Interest | Download |
June
| Details | Enclosures |
|---|---|
| Regulation 51 – Intimation of Shifting of Registered Office | Download |
| Closure of Trading Window | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 57(1) – Payment of Interest | Download |
July
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 3 – SDD compliance certificate | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Regulation 13 – Investor Complaint | Download |
August
| Details | Enclosures |
|---|---|
| Regulation 60- Intimation of Record Date | Download |
| Regulation 57(1)- Intimation of payment of Interest | Download |
| Regulation 57(1)- Intimation of payment of Interest | Download |
| Regulation 54- Asset Cover certificate | Download |
| Unmodified Opinion June 2024 | Download |
| Regulation 52(7) and 52(7A) – Statement of Material Deviation | Download |
| Regulation 51 -Outcome of Board Meeting | Download |
| Regulation 52 -Financial Results June 2024 | Download |
| Regulation 57(1) – Intimation on Payment of Interest | Download |
| Regulation 50(1) – Prior Intimation about the Board Meeting | Download |
September
| Details | Enclosures |
|---|---|
| Regulation 60- Intimation of Record Date | Download |
| Regulation 57(1)- payment of Interest | Download |
| Regulation 51- Intimation on appointment of Statutory Auditor | Download |
| Regulation 51- Proceeding of 15th AGM | Download |
| Closure of Trading Window | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 50(2)- Intimation about AGM meeting | Download |
| Regulation 53- Intimation of Annual Report | Download |
| Regulation 57(1)- Intimation of payment of Interest | Download |
| Regulation 57(1)- Intimation of payment of Interest | Download |
October
| Details | Enclosures |
|---|---|
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 52(3) -Declaration of Unmodified Opinion | Download |
| Regulation 52(7) &(7A) -Statement of the utilization of issue proceeds and statement of deviation/variation in the use of issue proceeds | Download |
| Regulation 54 – Asset Cover Certificate | Download |
| Regulation 52 – Financial Results for the period ended September 30, 2024 | Download |
| Regulation 60 – Intimation of Record Date | Download |
| Regulation 50(1)- Prior Intimation about the Board Meeting | Download |
| Regulation 60- Intimation of Record Date | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Statement of Debt Securities for the Half Year ended 30th September 2024. | Download |
| Regulation 3 – SDD Compliance Certificate | Download |
| Regulation 13- Intimation of Investor Compliants | Download |
| Regulation 57(1)- Intimation of Payment of Interest & Principal | Download |
November
| Details | Enclosures |
|---|---|
| Regulation 57 (1)- Intimation of Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 51(1) (2)- Intimation of Scheme of Amalgamation | Download |
December
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Intimation of Payment of Interest | Download |
| Closure of Trading Window | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
| Regulation 60(2)- Intimation of Record Date | Download |
| Regulation 51(2)- Intimation of Change of Record Date | Download |
| Regulation 57(1)- Intimation of payment of Interest | Download |
| Regulation 51(2)- Intimation of Increase in paid up capital | Download |
| Regulation 51(2)- Intimation of Resignation of CFO | Download |
| Regulation 57(1)- Intimation of Payment of Interest | Download |
2023
January
February
March
April
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Declaration – Large Corporate Borrowers | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Half Yearly Intimation of Debt Securities | Download |
| Regulation 60(2) – Intimation | Download |
| Regulation 61(4) | Download |
| Regulation 57(1) | Download |
| Regulation 7(3) – Compliance Certificate | Download |
| Regulation 57(5) – Payment obligation for the quarter ended March 31, 2023 | Download |
| Regulation 60(2) – Intimation | Download |
May
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 50(2) – Intimation of EGM | Download |
| Appointment of Chief Risk Officer | Download |
| Regulation 52 – Financial Results – Mar 23 | Download |
| Unmodified Opinion – Mar 23 | Download |
| Regulation 54 – Asset Cover Certificate – Mar 23 | Download |
| Regulation 52(7) – Statement of Material Deviation – Mar 23 | Download |
| Regulation 50(1) – Board Meeting Intimation | Download |
| Intimation of Postponement of Board Meeting | Download |
| ALM Statement – April 2023 | Download |
| Regulation 57(1) – Intimation of Redemption | Download |
| Regulation 50(1) – Board Meeting Intimation | Download |
| Regulation 57 (2) – Undertaking | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
June
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(4) – Prior Intimation at the beginning of Quarter | Download |
| Proceedings of EGM | Download |
| ALM Statement – May 2023 | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
July
August
| Details | Enclosures |
|---|---|
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 53(2) – Intimation of Annual Report | Download |
| Regulation 51 – Intimation of Rating | Download |
| Regulation 50 (2) – 14th AGM Intimation | Download |
| Regulation 52 – Financial Results – June 23 | Download |
| Regulation 54 – Asset Cover Certificate – June 23 | Download |
| Regulation 52(7) – Statement of Material Deviation – June 23 | Download |
| ALM Statement – July 2023 | Download |
| Regulation 51(1) – Intimation of execution of Share Purchase Agreement | Download |
| Regulation 50(1) – Board Meeting Intimation | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
September
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 51(2) – Outcome of Finance Committee Meeting | Download |
| Regulation 51(1) – Intimation of RBI Approval | Download |
| Regulation 50(1) – Intimation of Finance Committee Meeting | Download |
| ALM Statement – August 2023 | Download |
| Proceedings of 14th AGM | Download |
| Regulation 51(2) – Outcome of Finance Committee Meeting | Download |
| Regulation 50(1) – Intimation of Finance Committee Meeting | Download |
October
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 52 – Financial Results – September 23 | Download |
| Regulation 52(7) – Statement of Material Deviation – September 23 | Download |
| Regulation 54 – Asset Cover Certificate – September 23 | Download |
| Regulation 51(2) – Outcome of Board Meeting | Download |
| Regulation 51(2) – Outcome of Finance Committee Meeting | Download |
| Regulation 57(1) – Payment of interest | Download |
| Regulation 50(1) – Board Meeting Intimation | Download |
| Regulation 50(1) – Intimation of Finance Committee Meeting | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| ALM Statement – September 2023 | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Half Yearly Intimation – Statement of Debt Securities | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(5) – Payment obligation for the quarter ended September 30, 2023 | Download |
| Regulation 13 – Investor Complaint | Download |
November
| Details | Enclosures |
|---|---|
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Payment of interest | Download |
| Regulation 51(2) – Change in Control | Download |
| Regulation 51(2) – Change in Composition of Board | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1) – Payment of Interest | Download |
| ALM Statement – October 2023 | Download |
| Regulation 57(1) – Payment of interest | Download |
December
| Details | Enclosures |
|---|---|
| Intimation of Redemption of Commercial Paper | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 60(2) – Intimation of Record Date | Download |
| Regulation 57(1)- Payment of Interest | Download |
| Proceedings of EGM dated December 11, 2023 | Download |
| ALM Statement- November 2023 | Download |
| Regulation 57(1) – Payment of Interest | Download |
| Regulation 51(2) – Appointment of Independent Directors and Secretarial Auditor | Download |
| Intimation on Record date for Redemption of CP | Download |
| Regulation 51- Upgrade in Rating | Download |
2022
January
February
April
June
July
August
September
October
| Details | Enclosures |
|---|---|
| Regulation 60 (2) – Fixation of Record Date | Download |
| Regulation 50 – Intimation of Board Meeting | Download |
| Half Yearly Intimation – Details of Outstanding NCDs | Download |
| CFO Certificate – Commercial Paper | Download |
| ALM Statement for September 2022 | Download |
| Regulation 57 – 7th Oct 2022 | Download |
| Regulation 57 – 21st Oct 22 | Download |
| Prior intimation of Record Date for CP | Download |
| Regulation 57 (5) – Payment Obligations for the quarter ended Sept 30, 2022 | Download |
| Regulation 60 (2) | Download |
| Regulation 13 | Download |
November
| Details | Enclosures |
|---|---|
| Regulation 51 | Download |
| Regulation 60 (2) | Download |
| Financial Results for Quarter/Half Year_ September 2022 | Download |
| Regulation 52- Unmodified Opinion on Financials Result | Download |
| Regulation 52 (7) – Statement of Material Deviation | Download |
| Regulation 60 (2) – Fixation of Record Date | Download |
| Regulation 57 (1) – 7th Nov 2022 | Download |
2021
January
April
June
July
September
October
November
2020
February
| Details | Enclosures |
|---|---|
| Intimation of issuance of New Debt Securities | Download |
March
| Details | Enclosures |
|---|---|
| Asset Coverage Ratio | Download |
| Certificate for Regulation 61(4) and 40(10) | Download |
| Compliance Ceritificate under regulation 7(3) | Download |
| Half Yearly statement of Debt Securities (1) | Download |
| Intimation of Record Date under Regulation 60(2) and 50(1) (4) | Download |
| NotingCertificateMar2020 | Download |
| Intimation regarding Payment of Interest Regulation 57(1) (4) | Download |
| Statement of Grievance Redressal Mechanism Regulation 13(3) | Download |
| Undertaking under Regulation 57 | Download |
April
| Details | Enclosures |
|---|---|
| Intimation of Record Date under Regulation 60(2) and 50(1) (3) | Download |
May
| Details | Enclosures |
|---|---|
| Intimation regarding Payment of Interest Regulation 57(1) (3) | Download |
June
July
September
October
November
December
| Details | Enclosures |
|---|---|
| Statement of Grievance Redressal Mechanism | Download |
2019
January
March
| Details | Enclosures |
|---|---|
| Half Yearly Statement of Debt Securities Mar 2019 | Download |
| Certificate under regulation 7(3) | Download |
| HalfyearlyCommunicationOct18-Mar19 under Regulation 52, 56 & 58 | Download |
| Intimation of Record Date under Regulation 60(2) and 50(1) (8) | Download |
| Intimation regarding Payment of Interest Regulation 57(1) (8) | Download |
| NotingCertificateOct18-Mar19 | Download |
| Publication of Financials Oct ’18 – Mar ’19 | Download |
| Regulation 54 | Download |
| Statement of GRM – Regulation 13 (3) | Download |
| Undertaking under regulation 57 (1) | Download |
April
June
September
October
2018
January
| Details | Enclosures |
|---|---|
| Intimation of Record Date under Regulation 60(2) and 50(1) (14) | Download |
March
| Details | Enclosures |
|---|---|
| 238-2020-01-23-06-32-24-Apr17-Mar18 | Download |
| Half yearly statement of Debt Securities for period ended Mar 2018 | Download |
| Intimation of Record Date under Regulation 60(2) and 50(1) (13) | Download |
| Intimation regarding Payment of Interest Regulation 57(1) (15) | Download |
| PublicationofFinancials-Apr-Mar18 | Download |
| Regulation 54 | Download |
| Pursuant to Regulation 7(3) | Download |
| Statement of GRM under regulation 13(3) | Download |
| Statutory Compliance Report – Regulation 52, 56 & 58 | Download |
April
May
| Details | Enclosures |
|---|---|
| Undertaking under Regulation 57 of SEBI | Download |
June
July
| Details | Enclosures |
|---|---|
| Intimation regarding Payment of Interest Regulation 57(1) (12) | Download |
September
| Details | Enclosures |
|---|---|
| 284-2020-01-23-07-51-10-Apr-Sept18 | Download |
| Intimation of Record Date under Regulation 60(2) and 50(1) (11) | Download |
| Intimation regarding Payment of Interest Regulation 57(1) (11) | Download |
| NotingCertificateApr2018-Sep2018 | Download |
| Publication of Financials Apr ’18 – Sep ’18 | Download |
| Regulation 54 | Download |
October
November
| Details | Enclosures |
|---|---|
| HalfyearlyCommunicationApr18-Sep18 under Regulation 52, 56 & 58 | Download |
2017
April
May
June
August
| Details | Enclosures |
|---|
September
October
November
Liquidity Risk & Other Disclosures
2025-2026
| Details | Enclosures |
|---|---|
| Appendix 1 – ALM – June 2025 | Download |
2024-2025
2023-2024
2022-2023
2021-2022
2020-2021
Disclosures under Reg 62 of the SEBI – LODR
Online Resolution of Disputes in the Indian Securities Market
To strengthen the investor grievance redressal mechanism in the securities market, the Securities and Exchange Board of India has issued the circulars dated July 31, 2023, and August 4, 2023 (link), providing guidelines for “Online Resolution of Disputes in the Indian Securities Market”.
The link to SMART ODR Portal (Securities Market Approach for Resolution through ODR Portal): https://smartodr.in/login
Unclaimed Interest
| Details | Enclosures |
|---|---|
| Unclaimed Interest – April 2024 | Download |
| Unclaimed Interest – May 2024 | Download |
| Unclaimed Interest – Jun 2024 | Download |
| Unclaimed Interest – July 2024 | Download |
| Unclaimed Interest – August 2024 | Download |
| Unclaimed Interest – September 2024 | Download |
| Unclaimed Interest – October 2024 | Download |
| Unclaimed Interest – November 2024 | Download |
| Unclaimed Interest – December 2024 | Download |
| Unclaimed Interest – January 2025 | Download |
Agency Partners
| Details | Enclosures |
|---|---|
| Agency Partners - List of Telecaller | Download |
Governance
Our Board
Chaitanya’s board composition comes from divergent industries with proficiency in their discipline. The board is the source of guidance and driving force for the team.
| Name | Role |
|---|---|
| Ms. Ananya Birla | Chairperson |
| Mr. Anand Rao | Managing Director |
| Mr. Vineet Chattree | Director |
| Mr. Natarajan Girija Shankar | Independent Director |
| Ms. Meena Jagtiani | Independent Director |
Our Committees
Chaitanya has formulated the committees based on the expertise possessed by the members which help in the smooth functioning of the organization.
Audit Committee
| Name | Role |
|---|---|
| Mr. Natarajan Girija Shankar | Chairman |
| Ms. Meena Jagtiani | Member |
| Ms. Ananya Birla | Member |
Finance Committee
| Name | Role |
|---|---|
| Mr. Anand Rao | Chairman |
| Mr. Vineet Chattree | Member |
CSR Committee
| Name | Role |
|---|---|
| Ms. Meena Jagtiani | Chairperson |
| Mr. Vineet Chattree | Member |
| Mr. Anand Rao | Member |
Risk Management Committee
| Name | Role |
|---|---|
| Mr. Natarajan Girija Shankar | Chairman |
| Mr. Anand Rao | Member |
| Mr. Vineet Chattree | Member |
Asset Liablity Committee
| Name | Role |
|---|---|
| Mr. Anand Rao | Chairman |
| Mr. Vineet Chattree | Member |
| Mr. Rakesh Yadav | Member |
Nomination & Remuneration Committee
| Name | Role |
|---|---|
| Ms. Meena Jagtiani | Chairperson |
| Mr. Natarajan Girija Shankar | Member |
| Ms. Ananya Birla | Member |
IT Strategy Committee
| Name | Role |
|---|---|
| Mr. Natarajan Girija Shankar | Chairman |
| Mr. Anand Rao | Member |
| Mr. Vineet Chattree | Member |
Stakeholders Relationship Committee
| Name | Role |
|---|---|
| Ms. Ananya Birla | Non-Executive Director and Chairperson |
| Mr. Vineet Chattree | Member |
| Mr. Anand Rao | Member |
Customer Protection Committee
| Name | Role |
|---|---|
| Mr. Anand Rao | Member |
| Mr. Vineet Chattree | Member |
Policies
| Details | Enclosures |
|---|---|
| Customer Grievance Redressal Policy | Download |
| Fair Practice Code | Download |
| Microfinance Loans Pricing Policy | Download |
| Corporate Governance Policy | Download |
| Terms and Conditions of Appointment of Independent Directors | Download |
| Policy on Resolution Framework | Download |
| Nomination & Renumeration Policy | Download |
| Co-Lending Policy | Download |
| Related Party Transaction Policy | Download |
| Anti Sexual Harassment Policy | Download |
| Policy On Appointment Of Statutory Auditors | Download |
| Policy for Preservation of Documents & Archival of Documents | Download |
| Code of Conduct for Insider Trading & Fair Disclosure | Download |
| Vigil Mechanism | Download |
| CSR Policy | Download |
| Conflict of Interest | Download |
| COVID -19 | Download |
| Equal Opportunity Policy | Download |
| Data Handling and Privacy Policy | Download |
| Policy for dealing with Unclaimed Amounts with respect to Non-Convertible Securities | Download |
Fair Practice Code
Ombudsman Scheme
Resignation of Directors
Announcing, with utmost gratitude the resignation of the following Board of Directors from Chaitanya India Fin Credit Pvt. Ltd. In contributing their insights, expertise, and unwavering support to our organization, their leadership has played an integral part in our growth journey. We wish them every success in their future endeavors.
The following directors resigned from the Board with effect from August 18, 2020;
- Mr. K Subramanyam Ravi
- Mr. Rachamadugu Nandakumar
The following directors resigned from the Board with effect from November 23, 2023;
- Mr. Sachin Bansal
- Mr. Ankit Agarwal
- Mr. Samit S Shetty
- Mr. Ranganathan Sridharan
- Ms. Usha A Narayanan
List of Holidays
| Details | Enclosures |
|---|---|
| National Festivals and Holidays – 2026 | Download |
| National Festivals and Holidays – 2025 | Download |
| National Festivals and Holidays – 2024 | Download |
| National Festivals and Holidays – 2023 | Download |
| National Festivals and Holidays – 2022 | Download |
| National Festivals and Holidays – 2021 | Download |
| National Festivals and Holidays – 2020 | Download |
Our Impact
CSR Activities
Chaitanya aims towards the overall development of the underserved in addition to Financial Services and hence actively participates in the community-building activities every year, related to Health care, Disaster Relief, and other volunteer activities. Chaitanya strives to be a valuable contributor to the economic, social and environmental progress of India.
| Document | Download |
|---|---|
| CSR Projects approved by the Board for the Financial Year 2020-21 | Download |
| CSR Projects approved by the Board for the Financial Year 2021-22 | Download |
| CSR Projects approved by the Board for the Financial Year 2022-23 | Download |
| CSR Projects approved by the Board for the Financial Year 2023-24 | Download |
| Amended CSR Projects approved by the Board for the Financial Year 2023-24 | Download |
| CSR Projects approved by the Board for the Financial Year 2024-25 | Download |
Consumer Education
With a view to increasing awareness among the borrowers, Chaitanya India had placed consumer education literature, explaining with examples, the concepts of date of overdue, SMA and NPA classification and upgradation, with specific reference to day-end process.
Proposed Scheme of Amalgamation
Scheme of Amalgamation
| Document | Download |
|---|---|
| Certified Copy - NCLT Order & Scheme | Download |
| Proposed Scheme of Amalgamation | Download |
| Board Report_SEBI | Download |
| Valuation Report Equity Report | Download |
| Valuation Report NCD Report | Download |
| Fairness Opinion – Debt | Download |
| Fairness Opinion – Equity | Download |
| Auditors Certificate | Download |
| Compliance Report | Download |
| Declaration of past defaults | Download |
| Declaration of willful defaulter | Download |
| Report on Unpaid dues | Download |
| Boards Report FY 2022- Svatantra Holdings | Download |
| Boards Report FY 2023- Svatantra Holdings | Download |
| Boards Report FY 2024- Svatantra Holdings | Download |
| Condensed Financial Statement Sep 2024—Svatantra Holdings | Download |
| NOC from Debenture Trustee | Download |
| Compliant Report | Download |
| No-Objection Letter from BSE | Download |
| CCI Approval Letter – 18.02.2025 | Download |
| Intimation to Stock Exchange w.r.t Reserve Bank of India (RBI) No Objection for the proposed Scheme of Amalgamation | Download |
| Notice of meeting of Secured Creditors of CIFCPL | Download |
| Notice of meeting of Unsecured Creditors of CIFCPL | Download |
| Advertisement of notice of meeting of Secured & Unsecured Non-Convertible Debenture – English Newspaper | Download |
| Advertisement of notice of meeting of Secured & Unsecured Non-Convertible Debenture – Hindi Newspaper | Download |
| Proceedings, Voting Results and Scrutinizer Report – Meeting of Unsecured NCD Holders – NCLT Convened Meeting | Download |
| Proceedings, Voting Results and Scrutinizer Report – Meeting of Secured NCD Holders – NCLT Convened Meeting | Download |
| Chairman Report – Unsecured NCD Holders – NCLT Convened Meeting | Download |
| Chairman Report – Secured NCD Holders – NCLT Convened Meeting | Download |