Our team members belong to diverse backgrounds and have the zeal to consistently innovate, meet challenges, and build a progressive environment within the organisation.

Meet The Team

Vineet Chattree


Vineet has a rich experience of more than two decades in Operations and Management Consulting. His strategic thinking and professional experience has enabled Svatantra map out an accelerated, differentiated and sustainable growth path. Vineet firmly believes that an organisation can sustainably grow if it creates a meaningful difference in the lives of its customers. He also serves as the Vice Chairperson of Microfinance Institutions Network (MFIN).

Anujeet Varadkar

Chief Executive Officer

With over a decade of experience, Anujeet is passionate and has a deep understanding about marketing, rural lending and agricultural development. His commitment and strong leadership skills continue to help create a unique identity for Svatantra within the industry.​ ​He is also member of MFIN’s Enforcement Committee.

Vrushali Mahajan

President - Finance and Accounts

A qualified Chartered Accountant, Vrushali has over 14 years of experience in the banking sector along with other service industries. Her expertise lies in accounting, taxation, regulatory compliances and audits, financial planning and analysis, financial reporting and management reporting. Vrushali worked as the Financial Controller at Ratnakar Bank before joining Svatantra.


Senior Vice President – Human Resource

Kranti brings in 16 years+ of rich work experience in the field of Human Resources with diverse industries spread across India, Asia, America, UK and other geographies. As a passionate HR professional she has been at the helm of building and developing organisations, aligned with the larger business goals. In her erstwhile profile she was associated with reputed companies in the field of IT & IT Services, Consulting & Transformation Services, Biotechnology & Diagnostics, Institutional Equities & Investment Banking. Before embarking the journey with Svatantra, she was with Suryoday Micro Finance Pvt Ltd. as Associate Vice President - Human Resources.

Surinder Kumar Bhatia

Senior Vice President – Legal and Secretarial

A qualified Company Secretary with an LLB Degree, Surinder has over 12 years of experience in the legal and secretarial domain. Prior to joining Svatantra, he worked at DLF Limited, Moser Baer and Magnum Power Generation. His last assignment was with S V Creditline Pvt. Ltd., a microfinance company, where he worked for five years as a Company Secretary, ensuring the secretarial and RBI Compliances.

Pranay Singh

Vice-President - Core Banking Solution

Pranay’s love for database is the core of his career choice. Likes to classify himself as a process oriented Engineer, has more than two decades of experience in the area of Service Operations, Project Management and Implementation. Travelled exhaustively in and around Asian & African Countries for various technology initiatives to streamline business process. Has in-depth knowledge about Banking and Finance domain, and has been a key resource in core technical project implementation and execution.

Umang Shah

Assistant Vice-President - IT

An initiator and tech passionate persona defines Umang. He holds degree in Electrical Engineering and MBA from the reputed Welingkar Institute of Management Studies. A pro supporter of design thinking to address challenges and make customer experience inhabitable. Prior to working with Svatantra, he was working as a lead for Aditya Birla Mgmt. Corp’s digital business. In this role he lead various initiatives in the areas of digital transformation and change management to enable the company adopt to newer technologies and achieve significant business value through use of technology. He has also worked as a key tech initiator with conglomerates such as New Work New Culture (Michigan) and Reliance Power.

Rahul Mishra

Assistant Vice President - Corporate Audit

Rahul, Chartered Accountant and a Law Graduate, has over 7 years of Internal Audit experience across various industries. He was working with Aditya Birla Group before joining Svatantra Microfin. Integrity, transparency, and objectivity are the key fundamentals of his work ethos. Rahul's expertise is in the area of Internal Auditing, Risk Assessment and Fraud Risk Management with an in-depth knowledge of business processes, risk and internal control framework for the Manufacturing, Service and Micro-finance industries.