About Svatantra

Svatantra is a next-gen microfinance entity offering differential banking solutions. At Svatantra, we constantly leverage technological innovation in order to bank the unbanked.

Our aim is to encourage entrepreneurship where traditional banking systems cannot penetrate. We achieve this through a holistic financial and non-financial offering, with micro-credit being the main focus. The organisation is based on the tenets of entrepreneurship, transparency, and disruption through innovation. We were honored to be the first microfinance institution to receive the Non-Banking Financial Company – Microfinance Institution (NBFC-MFI) license from the Reserve Bank of India. Svatantra is also assigned a rating of A- by ICRA for its significant contribution in the microfinance space in less than three years of its operation.

Innovation and technological advancements are emphasised on in order to integrate, optimise and differentiate core business processes as well as to distinguish product lines. On this front, we are the only MFI in the country to have 100% cashless disbursements.

Our Values